Employment After Pension

Returning to work for an ATRF employer in a position that requires a teaching certificate may impact your monthly pension. Should you work more than 0.6 of a year within any school year [contractual and/or substitute], in the month in which the 0.6 limit is reached your pension is reduced dollar for dollar by the amount of salary paid for service performed after the limit is reached. The pension payable for any subsequent month in that school year is similarly reduced.

ATRF uses your employer’s monthly reporting to notify you when the limit is reached. Because of potential reporting lags, you should also keep track of your service:

1. to avoid working after 0.6 has occurred, or
2. to advise ATRF when you reach 0.6 of service so that we can suspend subsequent pension payments to the end of the school year.

NOTE: ATRF will be in a position to determine a “greater than 0.6” circumstance only after employers have reported and reconciled service data. This process can take several months and, accordingly, results in retroactive adjustments to pension payments.

Click on Calculation of Teaching Service to determine if you have reached 0.6 service for the year.

To view Frequently Asked Questions click here.