ATRF’s 2025 Annual Report: Securing Today. Shaping Tomorrow. 

What Members Should Know

Your Pension Plans Remain Strong 

Both ATRF pension plans are fully funded for the third year in a row. This strong position means the plans are well‑equipped to meet the lifetime needs of all members. 

Contribution rates will stay the same for the 2026–27 school year. Stable rates provide predictability for teachers, employers, and the province and reflect the overall health of the plans. 

Investment Performance that Supports Stability 

This year, the fund delivered a 7.53% total return, outperforming the expected rates of return. Long‑term results remain strong as well, demonstrating the value of our disciplined, multi‑year investment approach. 

We continue to refine our investment strategies to support growth and manage risk in a changing global environment, ensuring the plans remain well‑positioned for the future. 

A Growing Membership, A Clear Commitment 

ATRF now supports a large and diverse membership across both plans. As our membership grows, so does our focus on the services, tools, and support teachers need to feel confident about their retirement income. 

Read the Full Report 

The ATRF 2025 Annual Report offers a detailed look at this year’s results, including our investment performance, funding status, governance, and progress on service and modernization initiatives. 

You can read the full report on our website.  

Thank You 

Thank you for your trust and continued engagement. We’re proud to support Alberta teachers by securing strong pension plans today — and shaping a sustainable future for tomorrow.