Alberta Teachers' Retirement Fund (ATRF)
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Details about your pension and helpful information mainly intended for members during their teaching career.
Joining the plan, plan member statements, substitute teaching…
Everything you need to know about preparing to apply for your pension.
Register for MyPension to access a variety of online services.
Everything you need to know about your ATRF pension plan and your pension payments in your retirement.
Pension deposit dates, information statements, and more!
Learn about COLA and this year’s rates.
Preparing to return to teaching while receiving your pension.
How your pension is taxed, and how it works with other pensions like OAS and CPP.
Changes in your life often require changes to your pension. Here you’ll find details about how to make the most common changes members experience.
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Understand your options when you change employment.
Learn how death affects your pension.
What you need to do in the case of relationship breakdown.
Are you planning to retire outside Canada? There are some things to consider in terms of your taxes and pension.
Learn how to purchase service to increase your pension.
Learn what information is important to update and how to do so.
Find out about the way ATRF manages investments and ensures proper plan funding.
Funding policy and structure of the pension plans.
ATRF’s approach and strategy for investing.
Returns and results of ATRF investments.
Learn more about ATRF’s governance including our board, how the plan works, and our leadership.
ATRF’s mission, mandate, history, and catalogue of annual reports.
Learn more about how the plans are set up and structured.
The ATRF Board, Executive Leadership Team, and expense disclosures.
Information about ATA, ASEBP, and ARTA, and the role we all play in supporting members.
We share these acknowledgements in the spirit of contributing to a better pathway with and for Indigenous peoples.
OAS & CPP
The federal government offers two other income sources that you need to apply for separately from your ATRF pension.
Besides your ATRF pension, you can also apply for federal government pension programs as well.
The Government of Canada operates two: the Canada Pension Plan (CPP) and Old Age Security (OAS). You may apply for CPP benefits as early as age 60, and for OAS benefits at age 65.
Your ATRF pension benefit is not affected if you apply for or start to receive CPP and/or OAS benefits. This is true even if you are receiving the Advance & Reduction Option.